{"product_id":"the-middle-class-money-trap","title":"The Middle-Class Money Trap","description":"\u003cp\u003e\u003cstrong\u003eA practical South African money reset for families who earn, support others, carry pressure and still need breathing room.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eThe Middle-Class Money Trap\u003c\/em\u003e helps readers stop performing success and start building stability. It speaks to salary pressure, black tax, debt, cars, SARS, emergency money, beginner investing, housing decisions, retirement and a 12-month family money reset.\u003c\/p\u003e\u003ch3\u003eWho this is for\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eSouth African salary earners who look stable but feel squeezed.\u003c\/li\u003e\n\u003cli\u003eCouples and parents trying to make money decisions together.\u003c\/li\u003e\n\u003cli\u003eFamilies who want to handle support obligations without hiding the truth from the household budget.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat is inside\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eA clear look at the traps that make decent income disappear.\u003c\/li\u003e\n\u003cli\u003ePractical household exercises and seven-day actions.\u003c\/li\u003e\n\u003cli\u003eA local lens on black tax, cars, debt, tax, investing, renting, buying and retirement.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e PDF digital book. No physical item is shipped.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eNote:\u003c\/strong\u003e This book is educational and is not personalised financial, tax, legal, debt-counselling, investment, retirement or property advice.\u003c\/p\u003e","brand":"Homeground Books","offers":[{"title":"PDF","offer_id":53821137486187,"sku":"HGB-MCMT-PDF","price":149.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1007\/2444\/1451\/files\/the-middle-class-money-trap-cover-n-nkosi.png?v=1788785734","url":"https:\/\/www.homegroundbooks.co.za\/products\/the-middle-class-money-trap","provider":"Homeground Books","version":"1.0","type":"link"}